Risk analyst

Payme Swiss is a Fintech startup that focuses on delivering innovative payment solutions and infrastructure to European B2B and B2C companies.

Currently, we are looking for a Risk Analyst to join our team in Moldova, who will work in a close collaboration with our Risk Manager on identifying suspicious and irregular activities and customer onboarding.

Responsibilities:
- Conduct comprehensive due diligence to verify client identities and assess risk profiles.
- Ensure onboarding documentation is complete and compliant with regulatory standards.
- Perform risk assessments and identify potential fraud indicators.
- Ensure compliance with all relevant laws, regulations, and internal policies.
- Stay updated on regulatory changes.
- Conduct thorough due diligence and risk assessments for all new and existing clients.
- Investigate and escalate any potential matches or red flags.
- Monitor client transactions for suspicious activity.
- Report and escalate any unusual or potentially fraudulent transactions.
- Maintain accurate and detailed client records.

Requirements:
- Minimum of 1 year in a similar role within a financial institution; 3 years preferred.
- Experience working in fraud monitoring within the financial services sector.
- Understanding of the difference between normal/typical and suspicious financial behavior.
- Experience in transaction monitoring and analyzing trends.
- Experience with affluent, HNW and UHNW client onboarding and compliance is highly desirable.

Skills and Competencies:
- Strong understanding of risk, fraud, and compliance requirements.
- Familiarity with PEP (Politically Exposed Person) and sanctions screening processes.
- Excellent attention to detail and accuracy.
- Ability to manage time effectively and handle multiple tasks simultaneously.
- Strong communication skills, both written and verbal.
- Exceptional attention to detail and accuracy.
- Fluency in English; additional languages are a significant advantage.

What we offer:
- Working at an international startup
- Having a chance to use your English actively
- A friendly, supportive, and enthusiastic team
- All the opportunities to unleash your potential and grow together with the company
- With 100% smart working, work from anywhere

If you are a proactive and data-driven professional looking to make a significant impact in the Fintech sector, don't miss this chance to join our team. Please send your CV to anastasia.pirau@paymeswiss.com